About Us

Farmers State Bank is a home town community bank dedicated to serving the needs of our local communities. With a rich history and deep roots since our establishment, we take great pride in our commitment to community banking. Our personalized approach and genuine care for our customers set us apart. We actively support local businesses, organizations, and community initiatives, fostering economic growth and prosperity. Our friendly and knowledgeable staff goes the extra mile to provide exceptional service, building strong relationships with our customers. At Farmers State Bank, we believe in the power of community, and we strive to make a positive impact every day through our unwavering dedication to community banking.

Our History and Mission

In late 1914, a group of community members recognized the need for a bank in Pine Bluffs that catered to the needs of farmers, ranchers, merchants, and residents in the surrounding area. Through their dedicated efforts, they established Farmers State Bank, enlisting Mr. E. W. Stone as the President and assembled a team of talented individuals. Over the years, the bank has evolved, embracing technological advancements while remaining committed to its original vision of conservative banking and exceptional customer service. Today, Farmers State Bank continues to adapt to the changing times, upgrading our systems to become more in line with modern technology. The Bank looks forward to a bright future, ensuring that it remains a trusted and responsive community bank for years to come.

Staff and Board of Directors


Wynema Engstrom, Chairman & President

Michelle Thomas, Operations Officer

Kayla Janicek, Agricultural & Commercial Loan Officer

Cordell Burry, Data Processing & Accounts Payable

Dawn Lanning, Teller & New Accounts

Desiree Martinez, Teller & New Accounts

Board of Directors

John D. Gross, Farmers State Bank

Wynema Engstrom, President, WS Engstrom, CPA, P.C. & Chairman, Farmers State Bank

Greg Gross, President, Gross-Wilkinson Ranch

Pat Gross, Gross-Wilkinson Ranch

Kayla Janicek, Farmers State Bank

Wheat Field